RBC
Job Summary
Job Description
What is the opportunity?
We have an exciting opportunity to join the Credit Risk Review (CRR) team at RBC, where you will play a critical role in providing independent and objective evaluations of credit risk management practices. Your work will help ensure the effectiveness and adequacy of internal controls, credit risk ratings and corporate governance processes – focusing on Wholesale and Wealth Management portfolios in regions outside the United States. Key stakeholders include 1st and 2nd line of defense bankers, senior leadership, regulators, and auditors.
The successful candidate will participate in Target Reviews, Continuous Monitoring Reviews, Risk Assessments, and other ad hoc credit projects.
What Will You Do?
Credit Risk Review Practice
Participate in the execution of CRR reviews of the Wholesale and Wealth Management portfolios. Evaluating risk rating accuracy, underwriting and portfolio management practices, emerging risks, compliance with regulatory guidance, and compliance with RBC policies and procedures.
Execute the risk-based annual plan in collaboration with CRR leadership and key stakeholders ensuring adequate, risk-based coverage of the loan portfolio
Review borrower and portfolio-level credit risk, identify appropriate remediation actions, and communicate findings clearly and effectively.
Conduct risk assessments of assigned industries/portfolios
Evaluate and recommend improvements to risk frameworks, governance, and internal processes
Interface with internal and external stakeholders to ensure proper identification, documentation and resolution of all risks impacting the loan portfolio
Identify opportunities to leverage data and analytics to enhance CRR processes
Collaborates with credit risk stakeholders across all three lines of defense
What do you need to succeed?
Requirements
7+ years of experience in wholesale credit in an underwriting, adjudication, credit risk review, audit, consulting, and/or regulatory capacity
Strong knowledge of capital markets, lending products, and regulatory guidance
Strong negotiation, oral and written communication skills
Ability to handle a diverse workload, accept accountability, assume leadership and demonstrate initiative
Nice to Have
Graduate degree (e.g. Master of Business Administration, Master of Science in Finance, Master of Science in Economics etc.)
Regulatory background in a supervision and regulation role
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
·A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
·Leaders who support your development through coaching and managing opportunities
·Ability to make a difference and lasting impact
·Work in a dynamic, collaborative, progressive, and high-performing team
·Flexible work/life balance options
·Opportunities to do challenging work
·Opportunities to take on progressively greater accountabilities
·Access to a variety of job opportunities across business
#LI-POST
Job Skills
Analytical Thinking, Business Data Analysis, Credit Analysis, Credit Risk Review, Critical Thinking, Database Queries, Data Visualization, Decision Making, Financial Statement Analysis, Long Term Planning, Operational Delivery, Quantitative Methods, Risk Assessments, Risk Management, Risk Ratings
Additional Job Details
Address:
20 KING ST W:TORONTO
City:
TORONTO
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
INTERNAL AUDIT
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2025-06-26
Application Deadline:
2025-07-24
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
#J-18808-Ljbffr
