Bilingual Credit Analyst - Re-Adjudication

Job Description

Introduction

Bilingual Credit Analyst – SMB Re-Adjudication (French Required)

Are you fluent in French and English with a strong background in credit analysis? Our client is seeking a Bilingual Credit Analyst for their SMB Re-Adjudication team in Toronto. This hybrid position combines analytical depth with customer-facing responsibility in a fast-paced financial environment. If you're looking for a role that offers meaningful work, cross-functional collaboration, and excellent benefits, this is your opportunity to step up.

What You’ll Do

You will review credit risks and fraud indicators, assess merchant activity, and respond to inquiries from internal teams and clients. Your focus will be on re-adjudication cases, providing insights that support compliance, fraud prevention, and credit decisioning.

Responsibilities

• Apply credit policies to re-adjudicate merchant accounts
• Review flagged merchants for transaction anomalies or volume changes
• Respond to inquiries from merchants and internal fraud and credit teams
• Conduct in-depth credit risk assessments of high-risk accounts
• Analyze personal, business, and financial information
• Collaborate with the Fraud Group to monitor high-risk merchant behavior
• Communicate credit policies and decisions to customers when needed
• Provide support to peers during projects, vacation coverage, and peak volume

Qualifications

• Fully bilingual in French and English
• 3+ years of experience in credit analysis or a related field
• Bachelor’s degree in Business, Accounting, or Finance, or equivalent experience
• Familiarity with personal and commercial credit bureau analysis
• Strong Excel and Microsoft Office skills
• Excellent attention to detail and problem-solving skills
• Comfortable explaining credit policies and complex decisions
• Payment industry experience is an asset
• Salary range: $56,800 to $79,520
• Performance-based bonus eligibility
• Benefits effective from day one, with choice of HSA or PSA
• Profit-sharing plan with company match
• Unlimited Coursera access and professional development resources
• Flexible hybrid work arrangements and work-from-abroad option
• 24/7 virtual healthcare and wellness support programs
• Employee discounts and exclusive banking perks

Why Work with Us

Our client supports both your career and your well-being. In this role, you'll contribute to impactful decisions, grow your credit expertise, and work within a supportive, inclusive culture. Whether you're analyzing data or collaborating with colleagues, your voice and work will matter.

Disclosure

Disclosure: Bilingual Source uses artificial intelligence (AI) technology to assist in screening and assessing applicants for this position. This technology helps us match your unique language skills and professional experience with the specific needs of our clients. Final hiring and interview decisions continue to be made by our human recruitment experts.

Vacancy

Vacancy: This is an existing vacancy with immediate availability. Our client is currently seeking Bilingual Credit Analyst – SMB Re-Adjudication (French Required).